A healthy credit mix includes revolving and installment loans. Revolving credit are credit cards and retail cards while installment loans are mortgages, car loans, student loans, etc. However, this doesn’t…
Articles by Silvia Gonzalez
What Makes Up Your FICO Score?
It’s important to be aware of the components of your FICO score, so you can make wiser decisions. Payment History 35% Making timely payments is important for your FICO scores…
5 Steps to Improve Your Credit
Rebuilding credit can seem like a daunting task, but with a few adjustments to life and a careful eye on your habits, you can rebuild your credit. 1. Review your…
Perseverance – How to Continue When We Get Stuck?
We have great intentions when we decide to change our financial situation. We promise to be diligent and follow through on our commitment. Then a month passes and we are disappointed…
Divorcing Financially
Divorce is not an easy thing to do and add to that finances and it breeds the perfect ground for mayhem. But, it doesn’t have to be a treacherous situation.…
Sticking to Our Method
From my previous post, How to Create Mindfulness Around Our Finances, we learned the importance of having a method. It sounds simple. Stop, breath or recite. But when we are…
How to Create Mindfulness Around Our Finances
Finances can easily scatter our minds into complete chaos. While it’s true we may lose clarity, is it possible to have turmoil and still generate peacefulness around our circumstances? Some…
Incorporating Healthy Habits
After spending time analyzing our finances and starting a new routine, categorizing our expenses into needs and wants either in a spreadsheet or on paper is essential. Needs are what we…
Starting a New Routine
While routine may sound boring to some people, it is a key element in getting our finances in order. Sure there are more fun things to do with our time…